5 Features You Need To Know About Bajaj EMI Card

Bajaj EMI Card

The Bajaj Finserv EMI Card is a convenient payment option that gives you access to a preapproved loan up to an amount of 4 lakhs. It is a card that lets you make a payment for a purchase. You can then pay for this purchase in equal monthly instalments. It is a simple and straightforward card that you can manage online through the portal or app. There are many advantages and features that make this card a must-have. We list the 5 most important ones here. 

Easy application process

It is very easy to apply for the Bajaj Finserv card. You can apply both online and offline. When you apply offline you need to take your PAN card, address proof, cancelled cheque and ECS mandate with you. You can apply for the card offline by making a purchase at one of the partner stores. When you submit the required documents and the card is approved, you will be the proud owner of the Bajaj Finserv card. 

Applying online is simpler than the offline application process. You simply visit the Bajaj Finserv website and look for the EMI card application page. Once opened, you will be asked for the mobile number and date of birth before it takes you to the next step and asks you to furnish further details. If you are an existing Bajaj Finserv customer you can apply for the EMI card if you are eligible. To be eligible for the Bajaj Finserv card you have to be between 21 and 60 years of age for offline approval. When you apply for Bajaj EMI card You have to be between 21 and 65 years of age for online approval. You should also be a person who earns a steady income. 

Multiple offers and benefits

You can access many great deals and offers when you use a Bajaj Finserv card to make payments. Leading online retailers accept the card and offer special deals for these cards. Some of the deals are zero down payment, no-cost EMI, free delivery etc. Additionally, you can avail of the steep discounts that are offered for many goods on these online platforms. When you use the card at offline stores, you will be able to access discounts that are planned for Bajaj Finserv EMI customers. Bajaj Finserv also offers you an EMI store where a range of appliances, household furnishings and other high-end goods from top brands are available. The EMI store offers you deals that rival the leading players in the online marketplace. When you use your card to take advantage of these deals, you have big savings on your purchase. 

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Online and offline

The Bajaj Finserv card does not limit your shopping. You can shop wherever you prefer. All the leading online shopping destinations and travel portals accept the Bajaj Finserv card. So, you do not have to change your shopping habits just because you have an EMI card. From amazon to Flipkart and a whole other range of online shopping stores, you can use your card to make purchases. The offline partner store network of Bajaj Finserv spans cities and small towns all across the country. You can use your app or the portal to find the best stores that accept the card near you. 

App and website for tracking

When you apply for Bajaj EMI card, you can use the Bajaj EMI Card login to view all transactions. You can also use it to check and manage your personal details, the amount spent and the balance amount available on the card. You can check your repayment history and also use the reminders for your future EMI payments. All the information that you could need about your card is available on the web portal and the app. However, this information cannot be accessed by anyone other than you. The login process for both the Bajaj EMI Card login through website and app are secured through the use of OTPs sent to your phone number. 


The Bajaj Finserv card allows you the maximum flexibility in types of payments. If you are unfamiliar with the digital way of transacting things, you can use the car as a physical swipe card. You can pay for your purchase by swiping the card just as you would a credit card. But, if you prefer digital modes of payment even in a physical store, you can pay through the app or by using the card number. In this case, you do not have to carry the physical card with you at all times. The payment for all methods of transactions is secured through the use of OTP. The repayment tenure is also very flexible. You can choose to pay higher instalments over a short period or lower instalments over a longer period. All these flexible options make the card very convenient to use. 

Now that you know the great benefits, apply for Bajaj EMI card now and enjoy access to fuss-free shopping and easy repayments online and offline. It is easy to apply for and easy to use. 

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